Our Business


ICIL-Pakistan is Country major Credit Decision Support , Credit Risk Management including local &Global Debt Collection, AML-KYC, Business Continuity Management / I.T.D.R and range of Technologies Solution provider to banknig and corporate sector. ICIL is also Business Training company . . ICIL-Pakistan has country largest credit information database of all public , private limited , partnership firms and self-employed person. It also own a Credit Bureau which both Inter-bank and Inter-business platforms. ICIL-Pakistan manage these businesses under three legal entities and have cooperation agreements with American, European, Australian and Asian companies.

Group of Companies


International Credit Information Ltd
ICIL ( PVT ) Ltd
  • ICIL Technologies Ltd


Board of Directors


ICIL Director of the Board are all academically qualified and professionally experience persons of proven corporate performance both in managing national & multinational companies in public as well as private sectors




Humanyun Mufti


FCA(Wales) Former CEO Ghandara Nissan Ltd previously Member of Board to Management set up to manage nationalized industries / Chairman PACO honorable currntly Counsel General Slovenia



Dr. Adil S. Mufti


Ph.D (University of London) An entrepreneur with industrial management background.Former CEO General Tyres & Rubber Ltd.



Amer Aziz Saiyied


Advocate. Currently legal advisor to the Banking Ombudsman. Former Company Secretary & Legal Counsel Unilever Pakistan.



Arif Mufti


FCA Former Chairman & CEO American Life Insurance Company Ltd



Yasser Mufti


M.Sc Information Technology.



Babar Mufti


Economist & CEO


Azfar Baqvi



Former CEO of a leading financial Institution




Lajpat Rai


FCMA, MBA Member Technical Committee of ICMAP







ICIL Management Team comprises of persons who are academically qualified and professional experience in their respective fields




Babar Mufti



Manager Director
BSC (Economics) form (City University Of Londan ) - M.Sc (political science) from (London School of Economics)



Azfer Baqvi


Gruop Chief Operating Officer
Former CEO of a leading financial Institution



Mr.Azher Naqvi


Group Director - Business & Risk Management



Lajpat Rai


Manager Finance

( CFO - Secretary of the Board ) ,   FCCA  -  Member  -Taxation  Sub - Committee  of ACCA



Yaseer Adil


Head of IT
BSC(Engineering) - Msc IT (Queen Mary University of Llondon)



Seema Rabbani


Head of HR

MBA (IBA) Ex-Banker



Haseeb Alam


Head - Receivable Management Services
Company Auditors
  KPMG (Tasser Hadi Khalid & Company)  
Company Bankers